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SRAC# 381

Developing Business Proposals for Aquaculture Loans

Carole R. Engle and Nathan M. Stone


Opening Paragraph:
Many prospective and existing fish farmers indicate that they have experienced difficulties in obtaining financing for aquaculture businesses. In many cases, lenders are not familiar with aquaculture practices and market potential. In other instances, lenders are concerned with the uncertainty and risk associated with aquaculture ventures. However, even if a lender understands aquaculture and its potential, an inadequately prepared business loan proposal will result in a rejection by the lender.
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